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YOU CAN GET YOUR CREDIT REPORT ONLINE FOR FREE ONCE A YEAR FROM https://www.annualcreditreport.com/cra/index.jsp Try to take your report to your loan officer and request to get qualified using your report so they will not pull your fico score down, this is one way I shop for loans without having my credit pulled so many times. Remember one hit on your credit can take away as much as 3.5 points away from your fico score. They will however need to pull your credit from their institution but only when your done shopping for a lender.

You can get your reports off of this site from all three bureaus once a year but I suggest you get one at a time maybe every four months or so. Your job then is to find any mistakes or questionable activity on your reports that can be taken off. Get a dispute letter and file for those corrections and you’re on your way to a better financial life! 

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And spread the word that the "free credit report .com adds that you see on TV are not the real credit score that a bank or mortgage lender will use so don’t buy anything from free credit report. Com. The https://www.annualcreditreport.com/cra/index.jsp site is the real deal! Thanks for looking and tell everyone you seen this on: heplerrealty.com!

 



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